inception-app-prod/YmE0NGQ3YWUtNDU2NC00M2RmLTg0ZmEtNDBjMmZmNDExZGE2/content/2025/02/f18a2cac08ad00b34390752f0176a96ee3837b2e.png
inception-app-prod/YmE0NGQ3YWUtNDU2NC00M2RmLTg0ZmEtNDBjMmZmNDExZGE2/content/2025/02/341291a6047cae0f694517eb7dc21bd8c9b41c70.png
inception-app-prod/YmE0NGQ3YWUtNDU2NC00M2RmLTg0ZmEtNDBjMmZmNDExZGE2/content/2025/02/f18a2cac08ad00b34390752f0176a96ee3837b2e.png
inception-app-prod/YmE0NGQ3YWUtNDU2NC00M2RmLTg0ZmEtNDBjMmZmNDExZGE2/content/2025/02/341291a6047cae0f694517eb7dc21bd8c9b41c70.png
inception-app-prod/YmE0NGQ3YWUtNDU2NC00M2RmLTg0ZmEtNDBjMmZmNDExZGE2/content/2025/02/f18a2cac08ad00b34390752f0176a96ee3837b2e.png
inception-app-prod/YmE0NGQ3YWUtNDU2NC00M2RmLTg0ZmEtNDBjMmZmNDExZGE2/content/2025/02/341291a6047cae0f694517eb7dc21bd8c9b41c70.png
inception-app-prod/YmE0NGQ3YWUtNDU2NC00M2RmLTg0ZmEtNDBjMmZmNDExZGE2/content/2025/02/ced4f0466bd74bd8aa818dd6b05dc06ad8479f51.jpg

Buying with Gretchen Conley

inception-app-prod/YmE0NGQ3YWUtNDU2NC00M2RmLTg0ZmEtNDBjMmZmNDExZGE2/content/2025/02/f18a2cac08ad00b34390752f0176a96ee3837b2e.png
inception-app-prod/YmE0NGQ3YWUtNDU2NC00M2RmLTg0ZmEtNDBjMmZmNDExZGE2/content/2025/02/341291a6047cae0f694517eb7dc21bd8c9b41c70.png
inception-app-prod/YmE0NGQ3YWUtNDU2NC00M2RmLTg0ZmEtNDBjMmZmNDExZGE2/content/2025/02/a59a9d516143801e88792588e44eabcb0039e64d.png
inception-app-prod/YmE0NGQ3YWUtNDU2NC00M2RmLTg0ZmEtNDBjMmZmNDExZGE2/content/2025/02/0e9e56cad00ffaeb77af5d02a864537c121c297a.jpg

THE SERVICE YOU DESERVE WITH A REALTOR YOU CAN TRUST.

Helping You Find Forever.

I understand that buying or selling a home is a significant life event, and I'm here to ensure a smooth and rewarding journey. With a proven track record of excellence and a commitment to your unique needs, I am dedicated to delivering unparalleled guidance and support. Your goals are my priority, and I pride on fostering lasting relationships built on integrity and reliability.

Discover the difference of having a trustworthy partner by your side as you navigate the world of real estate.

BUY WITH GRETCHEN

REASONS TO OWN A HOME 

inception-app-prod/YmE0NGQ3YWUtNDU2NC00M2RmLTg0ZmEtNDBjMmZmNDExZGE2/content/2025/02/2e231c19620572384eb1277e38eac3f0c1991fef.jpg
inception-app-prod/YmE0NGQ3YWUtNDU2NC00M2RmLTg0ZmEtNDBjMmZmNDExZGE2/content/2025/02/3b822c98a312b01bb58d6864a0b31cbff0cee8c9.png

TAX BREAK

The U.S. Tax Code lets you deduct the interest you pay on your mortgage, your property taxes, as well as some of the costs involved in buying your home.
inception-app-prod/YmE0NGQ3YWUtNDU2NC00M2RmLTg0ZmEtNDBjMmZmNDExZGE2/content/2025/02/6c4fc0c911f99b24235261a4c5e91653ee9e63bb.png

EQUITY

Money paid for rent is money that you’ll never see again, but mortgage payments let you build equity ownership interest in your home.
inception-app-prod/YmE0NGQ3YWUtNDU2NC00M2RmLTg0ZmEtNDBjMmZmNDExZGE2/content/2025/02/2ca03167fbd586e032905e49c8716f0dcba01bfe.png

SAVINGS

Building equity in your home is a ready-made savings plan. And when you sell, you can generally take up to $250,000 ($500,000 for a married couple) as a gain without owing any federal income tax.
inception-app-prod/YmE0NGQ3YWUtNDU2NC00M2RmLTg0ZmEtNDBjMmZmNDExZGE2/content/2025/02/9c615e73bce4e2806e4b2dfd71fbe6db6c18d100.png

PREDICTABILITY

Unlike rent, your fixed-mortgage payments don’t rise over the years so your housing costs may actually decline as you own the home longer. However, keep in mind that property taxes and insurance costs will increase.
inception-app-prod/YmE0NGQ3YWUtNDU2NC00M2RmLTg0ZmEtNDBjMmZmNDExZGE2/content/2025/02/0a4841b30e44399f6a2b2d4799aa9243c9493c66.png

FREEDOM

The home is yours. You can decorate any way you want and benefit from your investment for as long as you own the home.
inception-app-prod/YmE0NGQ3YWUtNDU2NC00M2RmLTg0ZmEtNDBjMmZmNDExZGE2/content/2025/02/4cbf236a8af99dc70968bbef34f40adc7d21ae26.png

APRECIATION

Real estate has long-term, stable growth in value. While year-to-year fluctuations are normal, median existing- home sale prices have increased on average 6.5 percent ...

inception-app-prod/YmE0NGQ3YWUtNDU2NC00M2RmLTg0ZmEtNDBjMmZmNDExZGE2/content/2025/02/cb9bfaf4cc7d4c183989fe3d0cd66c615056db39.png

STABILITY

Remaining in one neighbor- hood for several years gives you a chance to participate in community activities, establish lasting friendships, and benefit from educational opportunities.

ARE YOU READY TO LIVE YOUR DREAM?

BUY WITH GRETCHEN!
inception-app-prod/YmE0NGQ3YWUtNDU2NC00M2RmLTg0ZmEtNDBjMmZmNDExZGE2/content/2025/02/a59a9d516143801e88792588e44eabcb0039e64d.png
inception-app-prod/YmE0NGQ3YWUtNDU2NC00M2RmLTg0ZmEtNDBjMmZmNDExZGE2/content/2025/02/6a632a154552ddf6ac71fdd51016bcbd63b514e8.png

BUYER GUIDE

A Guide to Finding Your Home

Gain valuable insights and expert advice with my comprehensive buying guide. This guide is packed with essential information, tips, and strategies to navigate the real estate market with confidence. From understanding the buying process to securing financing and making informed decisions, our guide has you covered every step of the way.

GET YOUR GUIDE NOW!
inception-app-prod/YmE0NGQ3YWUtNDU2NC00M2RmLTg0ZmEtNDBjMmZmNDExZGE2/content/2025/02/0a61a88f142291018924d6ab6c8962867153b88e.png

Client Testimonials

Hear What My Satisfied Clients Have to Say
Gretchen has an easy approach and that’s comforting to me as a seller. She knows her stuff and works incredibly hard to draw in qualified buyers.…
5.0/5.0
Gretchen helped us find our house in a matter of weeks! The process was so fast and easy, and she was incredibly professional. She really does go…
5.0/5.0
Gretchen is very knowledgeable about the market. She is a very professional, patient, and helpful agent who made the difficult process of finding…
5.0/5.0
Gretchen helped us get out of our first home through the short sale process then 5 years later helped us buy our "forever" home. She is and was so…
5.0/5.0
My former spouse had used Gretchen when we first separated and he needed to find a rental property very quickly in the community where we lived so…
5.0/5.0
Gretchen has handled two successful transactions for me both as a buyer and seller. I am very happy with her professionalism, attention to the fine…
5.0/5.0

COUNTIES

Find your perfect location

With all the beauty that the area has to offer, it’s hard to find the perfect place to call home. My area guides simplify that process by giving you unique market, lifestyle, and demographic insights into each area I serve!

inception-app-prod/YmE0NGQ3YWUtNDU2NC00M2RmLTg0ZmEtNDBjMmZmNDExZGE2/content/2025/02/5f59523889f5f8ab11196d48e0243a9698836d8d.png

Montgomery County

In the lovely area of Montgomery County you’ll be in good company with around 1,049,372 residents with around 66% of those homeowners. With an…
Read more
inception-app-prod/YmE0NGQ3YWUtNDU2NC00M2RmLTg0ZmEtNDBjMmZmNDExZGE2/content/2025/02/c740edad7319c3a0dbe44152e7acd7e72ce0a9cd.png

Harford County

Read more
inception-app-prod/YmE0NGQ3YWUtNDU2NC00M2RmLTg0ZmEtNDBjMmZmNDExZGE2/content/2025/02/11f1426fff53086c0690ddc8c7363039431c5fe7.png

Frederick County

In the lovely area of Frederick County you’ll be in good company with around 288,613 residents with around 78% of those homeowners. With an average…
Read more
inception-app-prod/YmE0NGQ3YWUtNDU2NC00M2RmLTg0ZmEtNDBjMmZmNDExZGE2/content/2025/02/78d880ea312f3b3d14ee22616a37b3a8876906a6.png

Carroll County

In the lovely area of Carroll County you’ll be in good company with around 175,762 residents with around 84% of those homeowners. With an average…
Read more
inception-app-prod/YmE0NGQ3YWUtNDU2NC00M2RmLTg0ZmEtNDBjMmZmNDExZGE2/content/2025/02/6fa58ba302c674d4be7a607f8ea493648a129cc6.png

Howard County

In the lovely area of Howard County you’ll be in good company with around 335,770 residents with around 73% of those homeowners. With an average…
Read more
inception-app-prod/YmE0NGQ3YWUtNDU2NC00M2RmLTg0ZmEtNDBjMmZmNDExZGE2/content/2025/02/a125694e2da85e5439f5ff2169e89ca303109dd1.png

Baltimore County

In the lovely area of Baltimore County you’ll be in good company with around 843,642 residents with around 67% of those homeowners. With an average…
Read more
inception-app-prod/YmE0NGQ3YWUtNDU2NC00M2RmLTg0ZmEtNDBjMmZmNDExZGE2/content/2025/02/87401513ee0d9dd1c0d0ff5352deb5e026e5daec.png

Baltimore City

In the lovely area of Baltimore City you’ll be in good company with around 568,040 residents with around 49% of those homeowners. With an average…
Read more
inception-app-prod/YmE0NGQ3YWUtNDU2NC00M2RmLTg0ZmEtNDBjMmZmNDExZGE2/content/2025/02/6d4781647d5e961d201f7594d434da68532ca1ee.png

Anne Arundel County

In the lovely area of Anne Arundel County you’ll be in good company with around 593,383 residents with around 75% of those homeowners. With an…
Read more
View more