“Gretchen was an excellent Realtor. She was kind, friendly, and on time with finding us a new home. I would definitely work with Gretchen again, and recommend her to my friends.”
For many of us, our homes are our biggest investments. It takes a great deal of trust for sellers and buyers to choose a professional like myself to negotiate on their behalf...I never forget the trust that my clients place in me, and I continuously strive to maintain my skills and knowledge at the highest level, so that my clients have my top-of-the-line service, knowledge, and marketing and negotiating skills, as I guide them throughout their transactions over the years as their Howard County, Maryland REALTOR®..
We have often suggested that potential home buyers consider rising interest rates when thinking about the true cost of a home. Remember, cost is not determined by price alone but by price and mortgage rate. The longer a buyer waits, the higher the mortgage payment will be if rates continue to increase (as is projected […]
Recently, HousingWire asked David Berson, chief economist at Nationwide, for his opinion on the near-term future of housing. Below are what Mr. Berson believes to be the three things you need to know about housing in 2014. We have included a quote from the article and a small comment from KCM for all three points. […]
IRS allows taxpayers the option to take the standard deduction or the itemized deduction. The astute taxpayer will compare to see which one will result in the greatest deduction and the election can be made each year. The 2013 standard deduction for a married couple filing jointly is $12,200 and $6,100 for a single taxpayer. […]
Buying a home is a major achievement in most everyone’s life. Pride of ownership, tax breaks, equity and the ability to increase your wealth and net worth are just a few of the many benefits you’ll enjoy with your new home. Your home purchase may also be one of the largest you will ever make. […]