“Gretchen was an excellent Realtor. She was kind, friendly, and on time with finding us a new home. I would definitely work with Gretchen again, and recommend her to my friends.”
For many of us, our homes are our biggest investments. It takes a great deal of trust for sellers and buyers to choose a professional like myself to negotiate on their behalf...I never forget the trust that my clients place in me, and I continuously strive to maintain my skills and knowledge at the highest level, so that my clients have my top-of-the-line service, knowledge, and marketing and negotiating skills, as I guide them throughout their transactions over the years as their Howard County, Maryland REALTOR®..
You may be frustrated while attempting to buy a home in today’s market. You may feel powerless to the process. How could YOU possibly know whether the current good news about housing will continue? There is no doubt that today’s real estate market is extremely difficult to navigate. However, we want you to know that thousands […]
The Qualified Mortgage Rule came into effect on January 14, 2014 as one of the results to the Dodd Frank Reform Act to protect consumers from predatory lending practices. This will affect the underwriting standards that the majority of lenders will use to qualify borrowers. The ability to repay rule states that financial information must […]
Over the past few years, Chinese buyers have been one of the big stories in luxury real estate. Recently, there has been increasing speculation about troubles in the Chinese economy. There is also growing speculation that A Chinese housing market crash could be even more disastrous than America’s (Quartz), and concern that As credit […]
We have often suggested that potential home buyers consider rising interest rates when thinking about the true cost of a home. Remember, cost is not determined by price alone but by price and mortgage rate. The longer a buyer waits, the higher the mortgage payment will be if rates continue to increase (as is projected […]