Good Decision for a Second Opinion

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You've done your homework, contacted a mortgage company, and believe you are pre-approved. That part of the process is finished and you can concentrate on finding a home and moving...or can you?
How to Find Down Payment Assistance Programs

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You just found your dream home, and it’s within your budget! One thing has you scratching your head though, how are you going to come up with the 20% down payment? You're worried that if you can't find...
Prepaying Your Mortgage

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Paying off your mortgage can provide peace of mind and is a worthy goal but is it the best thing for you to do at this time.Do you have higher interest rate debt currently? If you have credit card debt with...
Lower Your Cost of Housing

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Homeowners still have considerable advantages from the amortization of the mortgage and the appreciation enjoyed by most homes even with taking the standard deduction instead of itemizing to take the interest...
Annual Advisory

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Homeownership is a privilege and a responsibility. Even after decades of owning a home, you may still need some help to handle some of its challenges by focusing on the three "M"s of homeownership:...
Why Homebuying Begins With the Agent

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It takes a team of professionals to buy a home like the lender, the appraiser, the inspector, the property insurance agent, the title officer, and others but the real estate professional may play the most...
Why Keep Track of Home Improvements

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Homeowners receive a generous exclusion on the gain of their principal residence up to $250,000 for single taxpayers and $500,000 for married taxpayers filing jointly. Most people probably consider the gain...
Rethinking Home

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The last two months of the new normal stay at home has led many homeowners to rethink the way they live in their home. It has now become an office for working at home; a school for children; a gym to stay in...
Mortgage Forgiveness

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During the mortgage meltdown that caused the Great Recession a decade ago, some homeowners lost their homes to foreclosure or constructed a short sale to get out from under the debt. In most of the cases, the...