When It's Important...Find the Facts

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Most parents don't put a lot of credence in the statements "Everyone is doing it" and "No one does that anymore." They'll dig a little deeper and get the facts of the situation. Interestingly, when it comes...
Your Maryland Real Estate Resource

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Being a better homeowner is a full-time job. It takes good information to make good decisions not only when you buy and sell but all the years you own a home.Think of times when you need advice on financing,...
Is a Home Equity Loan an Option?

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Here's the scenario: you have a project and need to borrow some money, but you want to do it in the most economical manner. You've got a low rate on your existing first mortgage and don't want to do a...
Inventoried Your Home Recently?

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Generally speaking, when you need an inventory of your personal belongings, it is too late to make one. Sure, you can reconstruct it but undoubtedly, you'll forget things and that can cost you money when...
Standard or Itemized Deductions

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The Tax Cuts and Jobs Act of 2017 increased the standard deduction to $24,000 for married couples. There will be some instances that homeowners may be better off taking the standard deduction than itemizing...
Eliminate FHA Mortgage Insurance

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Mortgage insurance premium can add almost $200 to the payment on a $265,000 FHA mortgage. The decision to get an FHA loan may have been the lower down payment requirement or the lower credit score levels, but...
Your Home:  January Chores

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January is a great time to start thinking of things you’d like to work on or replace in the coming year. Think about how long tasks will take, the costs for any materials, how much time you’ll need to...