Reasons Rental Homes Rank Highest

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Single-family homes offer the investor an opportunity to borrow large loan-to-value loans at fixed interest rates for long terms. Lenders will loan 75-80% of the purchase price at 5.5% to 6.5% interest rate...
Will Points Make a Difference?

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Lenders typically quote mortgages at a market rate but can offer a lower interest rate loan if the borrower is willing to pay points up-front which are considered pre-paid interest. These points are generally...
Home is More Than Just an Address

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For a short time after the housing crisis a decade ago, some homeowners thought the value of a home is a place to live rather than an investment. A home certainly has an appeal as a place to call your own,...
30-Year or 15-Year Mortgage? It Depends

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Affordability, stability, and flexibility are the three reasons homebuyers overwhelmingly choose a 30-year term. The payments are lower, easier to qualify for the mortgage and they can always make additional...
When It's Important...Find the Facts

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Most parents don't put a lot of credence in the statements "Everyone is doing it" and "No one does that anymore." They'll dig a little deeper and get the facts of the situation. Interestingly, when it comes...
Your Maryland Real Estate Resource

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Being a better homeowner is a full-time job. It takes good information to make good decisions not only when you buy and sell but all the years you own a home.Think of times when you need advice on financing,...
Is a Home Equity Loan an Option?

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Here's the scenario: you have a project and need to borrow some money, but you want to do it in the most economical manner. You've got a low rate on your existing first mortgage and don't want to do a...